The Worst Possible Thing to Be Wearing at That Moment

A popular recurring nightmare seems to be going to school or work wearing only your underwear. We've never had it because our brains know better than to enter a nightmare without a place to conceal guns, but it really seems to freak out people who have it. Which is weird, because it's far from the worst mistake you could make when dressing for an occasion.

We asked you to show us what that is. The winner is below, but first the runners up ...